Our Process

Winding road with fall trees.


Navigation:  Your Path.  Our Process.

Our process starts, quite simply, with a discussion.  More appropriately, it begins with us listening to you, your dreams, your financial needs, your goals, and your concerns.  We invest the time up front to understand the complete picture, so that we can help you chart the right course toward your destination.


Guideposts:  Helping Grow Your Wealth

If your journey includes growing your portfolio, Pathway Advisory Group will act as your guidepost.  Recommending appropriate investments and guiding you through risk management strategies, we'll make your objectives our highest priority.


Guardrails:  Seeking to Mitigate Risk to Your Wealth

Just like the guardrails keep cars on the highway, we want to keep you on the path to realizing your financial dreams.  Our client-centered approach means that we're committed to seeking to mitigate risk to your wealth from day one.

Many Paths – One Goal:  Your Satisfaction

Our primary products and services focus on advisory fee-based relationships that are tailored to the specific needs of each client.  We accomplish this by utilizing wealth management strategies that include MoneyGuidePro®, tailored asset allocation, and best-in-class professional money management.

Using MoneyGuidePro® as our primary data-gathering tool, we delve into your financial situation, including investable assets, savings, insurance needs, and estate planning issues.

During our consultative process, we are committed to:

•  Understanding your unique financial blueprint   

•  Developing unbiased and tax-efficient wealth management strategies

•  Presenting our strategies in a clear and comprehensible manner


We understand how important your wealth is to you and are open and transparent about costs as well as any fees associated with our service.


While most of our accounts are fee-based through advisory services, we also serve clients who prefer to remain transactional through brokerage services.  We pride ourselves on employing a simple and easy-to-understand fee structure.  You have a right to know exactly what you are paying and how it is computed.

Where we reasonably believe it to be in a client’s best interest, we recommend:

Advisory Services

For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at www.stifel.com/disclosures/investment-advisory-services/program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at www.stifel.com/CRS.

Non-Advisory Products (Brokerage Services)

For more details, including costs, please refer to Stifel’s Relationship Guide at www.stifel.com/relationshipguide and to Stifel’s Form CRS, available at www.stifel.com/CRS.

Road Map Toward Success:  Flexible, Dynamic Planning

We've told you what we do.  Let us tell you how we do it.  While each situation is unique, the ideal process follows the steps below:

1)  We begin with the conversation to learn about your goals.

2) We perform a reasoned and thorough analysis of your overall financial situation.

3)  We create a customized, dynamic plan (your road map).

4)  We select, incorporate, and periodically review investment and risk management strategies.

5)  We guide you along the path through regular communication and check-in meetings.

6)  We do all of this with the goal of helping you attain your dreams.


We're eager to get started.  Contact us today to begin your journey!


MoneyGuidePro is a registered trademark of PIEtech, Inc.

Asset allocation does not ensure a profit or protect against loss.  Stifel does not provide legal or tax advice.  You should consult with your legal and tax advisors regarding your particular situation.